Finance calculators

Monthly mortgage payment — principal and interest, plus property tax, homeowners insurance and HOA — with total interest, the schedule and what extra payments save.

Future value of a lump sum with compounding annually, quarterly, monthly, daily or continuously — with the APY, doubling time and a year-by-year table.

Monthly car payment from price, down payment, trade-in, rate and term, with total interest, the full cost of the car and a year-by-year schedule.

Monthly payment and total interest on a personal loan, and the true APR once an origination fee is taken out of the money you receive.

Work out the monthly EMI on any loan, with the total interest, the working behind the formula and a year-by-year repayment schedule.

How much you need saved at retirement for inflation-rising spending over your retirement years, and the monthly saving that gets you there.

How long a credit card balance takes to clear at a fixed payment, or the payment that clears it by a date — with total interest and the 36-month payment.

Add sales tax to a price, or work out the price before tax and the tax included in a total, at any state and local rate.

Simple interest and the total on a principal for any number of years, months or days, with the interest per year, month and day.

Return on investment as a percentage of what you put in, with the gain, the multiple and the annualised rate if you give the years.

The compound annual growth rate between a starting and ending value, with total growth, the simple average for contrast and the doubling time.

How much interest and time an offset balance and extra monthly payments cut from a home loan, month by month.

Project your FIRE corpus from savings in two phases, compare it with your FIRE number at a safe withdrawal rate, and see how many years it lasts.

Future value of a monthly SIP or regular investment at an assumed return, with an optional yearly step-up, the working and a year-by-year projection.

What a one-time investment grows to at an assumed annual return, compounded monthly, with the interest earned.

FD maturity with quarterly compounding, or the monthly, quarterly or yearly interest a non-cumulative deposit pays.

Break-even point in units and revenue from fixed costs, price and variable cost per unit, the units for a target profit, and profit at volumes around it.

The real return after inflation from a nominal return, by the Fisher equation, and what 100,000 becomes in today's money.

New annual and monthly salary after a percentage raise, or the raise percentage from a new salary — with the raise after inflation.

Recurring deposit maturity amount and interest from the monthly instalment, rate and tenure, compounded quarterly as Indian banks do, with the TDS rule.

Interest and balance at maturity on a certificate of deposit from its APY and term, with after-tax interest and the same deposit at common CD terms.

Convert an interest rate and compounding frequency to the annual percentage yield, or an APY back to its rate, by the Truth in Savings formula.

Your likely credit line, and both phases of payments.

What a starting amount plus monthly contributions grows to at an assumed return, with the working, a year-by-year table and the result in today's money.

Monthly payment and a year-by-year amortization schedule of principal, interest and balance, with the time and interest an extra monthly payment saves.

Gross profit margin from cost and selling price, or the price that gives a target margin — with the markup that margin equals and the working.

Selling price from cost and a markup percentage, or the markup a cost and price represent — with the gross margin it equals and the working.

Project a Roth IRA balance from yearly contributions, check the 2026 limit for your age, and see how much your income lets you contribute.

Project your 401(k) balance with the employer match, salary raises and an assumed return, and see your 2026 contribution limit for your age.

This year's required withdrawal, from the IRS table.

Restate a US dollar amount from any year since 1913 in another year's dollars using the annual average CPI-U, with the cumulative and yearly price change.

Combined rating from several conditions, and the monthly rate.

Take-home pay after federal, state and payroll taxes.

Take-home pay in Alabama after federal, state and payroll taxes.

Take-home pay in Alaska after federal, state and payroll taxes.

Take-home pay in Arizona after federal, state and payroll taxes.

Take-home pay in Arkansas after federal, state and payroll taxes.

Take-home pay in California after federal, state and payroll taxes.

Take-home pay in Colorado after federal, state and payroll taxes.

Take-home pay in Connecticut after federal, state and payroll taxes.

Take-home pay in Delaware after federal, state and payroll taxes.

Take-home pay in Florida after federal, state and payroll taxes.

Take-home pay in Georgia after federal, state and payroll taxes.

Take-home pay in Hawaii after federal, state and payroll taxes.

Take-home pay in Idaho after federal, state and payroll taxes.

Take-home pay in Illinois after federal, state and payroll taxes.

Take-home pay in Indiana after federal, state and payroll taxes.

Take-home pay in Iowa after federal, state and payroll taxes.

Take-home pay in Kansas after federal, state and payroll taxes.

Take-home pay in Kentucky after federal, state and payroll taxes.

Take-home pay in Louisiana after federal, state and payroll taxes.

Take-home pay in Maine after federal, state and payroll taxes.

Take-home pay in Maryland after federal, state and payroll taxes.

Take-home pay in Massachusetts after federal, state and payroll taxes.

Take-home pay in Michigan after federal, state and payroll taxes.

Take-home pay in Minnesota after federal, state and payroll taxes.

Take-home pay in Mississippi after federal, state and payroll taxes.

Take-home pay in Missouri after federal, state and payroll taxes.

Take-home pay in Montana after federal, state and payroll taxes.

Take-home pay in Nebraska after federal, state and payroll taxes.

Take-home pay in Nevada after federal, state and payroll taxes.

Take-home pay in New Hampshire after federal, state and payroll taxes.

Take-home pay in New Jersey after federal, state and payroll taxes.

Take-home pay in New Mexico after federal, state and payroll taxes.

Take-home pay in New York after federal, state and payroll taxes.

Take-home pay in North Carolina after federal, state and payroll taxes.

Take-home pay in North Dakota after federal, state and payroll taxes.

Take-home pay in Ohio after federal, state and payroll taxes.

Take-home pay in Oklahoma after federal, state and payroll taxes.

Take-home pay in Oregon after federal, state and payroll taxes.

Take-home pay in Pennsylvania after federal, state and payroll taxes.

Take-home pay in Rhode Island after federal, state and payroll taxes.

Take-home pay in South Carolina after federal, state and payroll taxes.

Take-home pay in South Dakota after federal, state and payroll taxes.

Take-home pay in Tennessee after federal, state and payroll taxes.

Take-home pay in Texas after federal, state and payroll taxes.

Take-home pay in Utah after federal, state and payroll taxes.

Take-home pay in Vermont after federal, state and payroll taxes.

Take-home pay in Virginia after federal, state and payroll taxes.

Take-home pay in Washington after federal, state and payroll taxes.

Take-home pay in West Virginia after federal, state and payroll taxes.

Take-home pay in Wisconsin after federal, state and payroll taxes.

Take-home pay in Wyoming after federal, state and payroll taxes.

Take-home pay in District of Columbia after federal, state and payroll taxes.

Public Provident Fund maturity, including 5-year extensions.

Monthly take-home from CTC: PF, new-regime tax with cess, professional tax.

New-regime income tax for Tax Year 2026-27, cess included.

Add GST to a price or take it out of an inclusive one, at the 2025 rates.

Exempt house rent allowance under the old regime, with the eight 50% cities.

Gratuity under the Code on Social Security, 2020, including fixed-term staff.

Employees' Provident Fund balance projection, pension share separated out.

National Pension System corpus, and how much you can take as cash at 60.

Tax your employer deducts from salary each month, Tax Year 2026-27.

Sukanya Samriddhi maturity at 21 years for a daughter's account.